There are two different types of disability insurance: short-term and long-term. I have previously discussed short-term disability insurance, and in this article I’ll be discussing long-term disability coverage.
Many people receive long-term disability insurance from their employer, and the company may pay for part or all of it. Whether you have the option of receiving long-term disability from your employer or not, there are important factors to consider.
What is Long-Term Disability & Why Do You Need it?